Homeowner Services
XCEL Appraisal provides a full suite of appraisals services to meet your specific needs.
DIVORCE|MEDIATION VALUATIONS
Whether you need an appraisal for one party or a joint appraisal, we provide unbiased, accurate reports you can trust. Our meticulously documented reports are presented clearly and concisely to support the fair market value estimate.
Over the years, we have built strong relationships with mediators and attorneys specializing in divorce settlements. They consistently choose our services for our professionalism and the reliability of our appraisals
In addition to conducting appraisals, we offer review services to identify any errors, misrepresentations, or inconsistencies.
ESTATE & DATE OF
DEATH APPRAISALS
When a loved one passes away, the responsibility of administering their estate can be overwhelming. You can rely on XCEL Appraisal to act promptly, efficiently, and with sensitivity to all parties involved.
We deliver top-notch appraisals that attorneys and accountants depend on. We understand the needs of everyone involved and provides solid, reliable facts and figures that meet IRS, federal, and state tax requirements.
Estate & date of death appraisals also support administrators and beneficiaries in making informed decisions about retaining, selling, or dividing property. By establishing fair market value, these appraisals help prevent disputes among heirs and ensure compliance with legal requirements. Regardless of your specific needs or how much time that has passed, we understand the complexities of property valuation in these circumstances and provide a smooth and efficient experience.
FINANCIAL PLANNING
& TRUSTS
Estate planning is a complex process that often involves a team of professionals, including attorneys, accountants, and financial planners. However, one critical player that is frequently overlooked is the real estate appraiser.
At XCEL Appraisal, we have years of experience providing accurate assessments for your most significant asset: real property. We understand that estate planning can be sensitive, and we are dedicated to handling each situation with compassion and care.
Our detailed reports are easy to understand and form a solid foundation for your estate and trust planning, helping you make informed decisions about your future.
We will work with your attorney or accountant to make sure they receive exactly what is required for your situation.
Whether you're buying a home or selling your property independently, accurately determining a home's true value can be challenging. Understanding the fair market value empowers you to make informed and confident decisions.
While a REALTOR may provide a Comparative Market Analysis (CMA) that gives a general value range, a real estate appraiser delivers a precise and objective valuation. Unlike REALTORs, who might be influenced by sales commissions, appraisers provide unbiased analysis as independent third parties, ensuring you receive an accurate and reliable valuation.
A professional appraisal report gives you peace of mind, helping you navigate the complexities of the real estate market with confidence and clarity.
FSBO, PRE-LISTING
& PRE-PURCHASE
PRIVATE MORTGAGE
INSURANCE (PMI)
Are you paying Private Mortgage Insurance (PMI) and looking to reduce your monthly mortgage costs? You might qualify to remove PMI if:
You have reached 20% equity in your home.
Your home’s value has increased due to renovations or improvements.
Favorable market conditions have increased your property’s value.
Removing PMI can lead to significant savings. The first step is to determine the current market value of your home. We offer a free initial consultation to help you assess whether you have sufficient equity to eliminate your PMI.